The economic condition of society suffers the repercussions of the global crisis that occurred about two years ago. However, people slowly began to improve their economic conditions with various efforts. Some people choose to open a business or restart businesses that were stalled during a crisis. Of course, these efforts require capital by the amount that varies, depending on the large-size businesses of their respective fields. Capital, which in fact is synonymous with money, can be obtained from various sources. There are taking money out of savings, received donations from other people, to borrow on cooperatives, banks or other financial institution.
However, not infrequently the borrowed money actually becomes the beginning the source of a more complicated problem to the society. Today, there are many financial institutions and individuals who turn out to practice of lending money at higher rates. Such practice is increasingly widespread because there are chances of making a profit by exploiting the condition of society that is chaotic. Society must pay their debt with high interest and it causes bad risk to them. Assets pledged as collateral are seized when they are unable to pay the debt. Meanwhile, they need funds for their capital to make a business. Many people borrow money as business capital as well as the purpose of consumption without considering the risks that could occur if it is not done carefully. Finally, they are trapped in lending transactions contain rates or interest rate mechanism and an intricate system of debt. The practice of lending money with high interest rates should be discontinued; otherwise it will cause the impact on the recovery of regional economic conditions that will never happen.